October 22nd 2009 archive

401(k) performance: The numbers add up

By John Ameriks on October 22, 2009 11:15 am

I’m a little tired of reading about how “buy and hold” is dead, and diversification doesn’t work, and how “target-date funds don’t work,” and that there was too much risk, especially for pre-retirees, in these balanced funds. These stories seem to continue regardless of what’s going on in the real world.

So I won’t discuss much. Instead, here’s some math.

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